老年人受诈骗偏好区别分析的实证研究

• 영문명: An Empirical Study on the Differential Analysis of Fraud Victimization Preferences Among the Elderly
• 발행기관: YIXIN 출판사
• 저자명: Song Zhiheng
• 간행물 정보: 『Journal of Humanities and Social Sciences』Vol.3 No.2, 174~183쪽, 전체 10쪽
• 주제분류: 사회과학 > 교육학
• 파일형태: PDF
• 발행일자: 2025.04.30

국문 초록

In the current context of accelerated population aging, the elderly population has become a focal point of societal concern. However, alongside this trend, fraud targeting the elderly has emerged as a severe issue, significantly threatening their financial security and mental well-being. This study conducts a comprehensive analysis of fraud victimization preferences among the elderly, utilizing data from over 100 adjudicated fraud cases involving elderly victims sourced from China Judgments Online. The dataset spans multiple dimensions, including geographical distribution, victim demographics (age and gender), fraud amount, and modus operandi, providing a robust empirical foundation. Through a mixed-methods approach integrating quantitative and qualitative analyses, this research identifies distinct patterns and characteristics of elderly fraud victimization. The findings reveal significant disparities in fraud preferences across age, gender, fraud amount, and fraud type. Younger elderly individuals demonstrate higher susceptibility to emerging online fraud schemes, whereas older cohorts are more vulnerable to traditional tactics such as health product scams. Furthermore, elderly females exhibit greater victimization risks compared to males. Critical contributing factors include information asymmetry, inadequate risk awareness, psychological aspirations for health and longevity, and investment motivations. By elucidating these mechanisms, this study proposes targeted prevention strategies to mitigate fraud risks for elderly populations.

영문 초록

在当前社会，随着老龄化进程的加速，老年人群体日益成为社会关注的焦点。然而，与此同时，针对老年人的诈骗问题也愈发严峻，严重威胁着老年人的财产安全和身心健康。本文基于中国裁判文书网的裁判文书所汇总的100 余名受诈骗老年受害者的数据，对老年人诈骗偏好进行了全面而深入的分析。这份数据涵盖了不同年龄段的老年人受骗案例，涉及地区、人数、性别、年龄、诈骗金额以及诈骗方式等多个维度，为我们提供了宝贵的信息基础。通过定量与定性相结合的研究方法，总结老年人受骗的普遍特征和规律。通过数据研究可知，老年人在受诈骗的偏好上有着显著的差异，差异不光体现在年龄、性别等人口统计学特征上，还与诈骗金额、诈骗方式类型紧密相关。年龄较低的老年人可能更容易受到新型的网络诈骗的诱惑，而高龄老年人可能更容易受到传统的诈骗手段诈骗，如保健品诈骗。此外，老年人群体中，女性相比男性可能更容易成为诈骗的受害者。通过探讨老年人易受诈骗的原因，我们可以知道，信息闭塞、防范意识薄弱、对健康和长寿的心理追求、投资意愿等因素成为老年人易受诈骗的重要原因。我们力求通过对受骗原因的具体分析，进而制定出有效针对老年人的诈骗防范策略。

목차

Ⅰ. 引言

Ⅱ. 文献综述

Ⅲ. 分析方法

Ⅳ. 老年人受诈骗偏好数据统计与分析

Ⅴ. 老年人诈骗防范策略与建议

Ⅵ. 研究发现与治理路径变革

키워드

Elderly fraud Victimization preferences Age Gender Fraud amount Prevention strategies 老年人诈骗 诈骗偏好 年龄 性别 诈骗金额 防范策略