학술논문
Determinants of Re-borrowing Intention in Peer-to-Peer Lending
이용수 19
- 영문명
- Determinants of Re-borrowing Intention in Peer-to-Peer Lending
- 발행기관
- People & Global Business Association
- 저자명
- Tri Purwani Harto Listijo Naziruddin Abdullah
- 간행물 정보
- 『Global Business and Finance Review』Vol.29 No.4, 43~54쪽, 전체 12쪽
- 주제분류
- 경제경영 > 경영학
- 파일형태
- 발행일자
- 2024.05.30
4,240원
구매일시로부터 72시간 이내에 다운로드 가능합니다.
이 학술논문 정보는 (주)교보문고와 각 발행기관 사이에 저작물 이용 계약이 체결된 것으로, 교보문고를 통해 제공되고 있습니다.

국문 초록
Purpose: This study aims to determine the effect of perceived usefulness, perceived ease of use, and insecurity
risk on re-borrowing intention in peer-to-peer lending moderated by the facilitating condition. P2P lending in
Indonesia is still at an early stage of development so there are many challenges related to insecurity and public
acceptance of P2P lending financial technology.
Design/methodology/approach: This study uses a quantitative approach for survey research. The research population was peer-to-peer lending borrower in the Special Region of Yogyakarta, Indonesia. The sample members
were 207 online loan borrowers by chance contacted by the researchers in different online loan in Indonesia. The
data analysis method used is the Structural Equation Modeling technique based on Partial Least Square.
Findings: The study found that perceived usefulness and perceived ease of use, has positive effect on online loan
attitude. Insecurity risk has a negative effect on online loan attitude. Besides, online loan attitude seems proven
to have a positive effect on re-borrowing intention. Likewise, effect of online loan attitude on re-borrowing intention
moderated by the facilitating condition.
Research limitations/implications: This research has several limitations. The variables in this research are developed from the basic TAM model by adding other variables outside TAM. The factors influencing re-borrowing
behavior on online loans can differ in different theoretical approaches. Hopefully, future research can compare
the results of this study with other models outside TAM.
Originality/value: It often encourages irrational decisions by re-borrowing online loans even though they realize
this decision is not wise. This article attempts to fill the gap in the literature by adding insecurity factors and
facilitating conditions to attitudes and intentions in using technology in the context of online P2P lending from
the borrower's side.
영문 초록
목차
I. Introduction
II. Literature Review
III. Method
IV. Result
V. Discussion
VI. Conclusion
References
키워드
해당간행물 수록 논문
- Impact of Brand Concept and AI Agent Gender on Brand Experiences in Virtual Spaces
- The Impact of Emotional Intelligence and Transformational Leadership on Organizational Culture and Employee Performance in the Banking Industry in Vietnam
- The Effect of Star Chef Image on Reputation, Familiarity, and Loyalty
- Lottery Mindsets and the Cross Sectional Returns in the Vietnam Stock Market
- Evaluating the Economic Value of Local Culture and Arts Festival Entrance Fee to using Contingent Valuation Method
- Factors Affecting Employee Performance in the Business Recovery Process at Listed Banks in Vietnam
- Consumer's Attitude towards Digital Payments: A Demographic Analysis
- A Study on Consumer Behavior in Non-face-to-face Leisure Activities Applying the PPM Model: Focusing on Online Music Performances
- Corporate Governance Mechanism for Carbon Emission Disclosure: Evidence from State-Owned Enterprises in Indonesia
- Do Reported Intangible Assets Create a Better Information Environment?
- Determinants of Re-borrowing Intention in Peer-to-Peer Lending
- The Impact of Foreign Aid on Gender Inequality in Developin g Countries: Does It Really Work?
- From Balance to Performance: The Mediating Role of Job Motivation and Engagement Among Married Employees in FDI Enterprises
- Factors Affecting Profitability of Insurance Companies in Bangladesh
- The Impact of the Covid-19 Pandemic on the Life Cycle of Tourist Destinations from Tour Operators and Hoteliers' Perspectives
참고문헌
관련논문
경제경영 > 경영학분야 BEST
- 근로시간 단축(주 4일제) 관련 글로벌 동향 분석과 변화 방향 제언
- 소비자의 ESG경영요구가 ESG경영지지에 미치는 영향
- 직무만족, 조직몰입, 성과, 이직의도 간의 관련성 - 문헌고찰 및 메타분석
경제경영 > 경영학분야 NEW
- 글로벌경영학회지 제22권 제3호 목차
- Traditional Banking Sector Involvement in the Face of Fin-Tech Innovation : Management Perspectives from Nigeria
- 기업 ESG에서의 동료 효과(peer effects)에 관한 연구
최근 이용한 논문
교보eBook 첫 방문을 환영 합니다!
신규가입 혜택 지급이 완료 되었습니다.
바로 사용 가능한 교보e캐시 1,000원 (유효기간 7일)
지금 바로 교보eBook의 다양한 콘텐츠를 이용해 보세요!
