농업용 드론의 보험운용 실태와 개선방안

• 영문명: Operation and Improvement of Farm Machinery Insurance for Agricultural Drone
• 발행기관: 한국농식품정책학회
• 저자명: 김성섭(Kim, Seongsup) 정우석(Jeong, U Seok) 서상택(Seo, Sangtaek)
• 간행물 정보: 『농업경영.정책연구』농업경영·정책연구 48권 4호, 714~738쪽, 전체 25쪽
• 주제분류: 농수해양 > 식품과학
• 파일형태: PDF
• 발행일자: 2021.12.31

영문 초록

This study analyzed the operation of farm machinery insurance for agricultural drone in Korea and provided the improvement of the insurance. For the study, drone related laws and insurances were reviewed and empirical data of farm machinery insurance from 2017 to 2019 were analyzed. Results showed that farm machinery insurance product for agricultural drone needed to be consistent with drone related laws, especially making the insurance and drone pilot certificate mandatory, and reclassifying automobile insurance product for agricultural drone into drone insurance. The insurance product also needed to reflect purchasing condition, in a way with lowering deductible by liability, and giving premium discount by ownership type. In addition, the insurance product needed to be operated with two different products of drone insurance and unmanned helicopter, adjust insurance premium for personal indemnification and machinery indemnification, and increase discount and extra charge rate of insurance.

목차

Ⅰ. 서 론

Ⅱ. 농업용 드론 관련 제도 및 보험상품

Ⅲ. 항공방제기의 농기계종합보험 가입 및 사고 실증분석

Ⅳ. 농기계종합보험(드론) 개선방안

Ⅴ. 결 론

참고문헌

키워드

Drone Insurance Farm Machinery Agriculture