주택 임차보증금 보험 가입 결정요인

• 영문명: The Determinants of Housing Rental Deposit Insurance
• 발행기관: 한국주거환경학회
• 저자명: 이호진(Ho-Jin Lee)
• 간행물 정보: 『주거환경(한국주거환경학회논문집)』제23권 제1호 (통권 제67호), 25~40쪽, 전체 16쪽
• 주제분류: 사회과학 > 지역개발
• 파일형태: PDF
• 발행일자: 2025.03.31

국문 초록

Tenants may consider signing up for insurance products to protect their rental deposits. This study analyzed the characteristics of those who signed up for rental deposit insurance products. The results of the analysis are as follows. First, the higher the proportion of the deposit in the total assets of the household, the higher the probability of subscribing to a housing rental deposit insurance product compared to other households. Next, it was revealed that short-term renter households who have lived in their current home for less than 5.9 years are more likely to subscribe to housing rental deposit insurance. Finally, the higher the relative housing cost, the higher the probability of subscribing to a housing rental deposit insurance product. In summary of the above, it is believed that the information asymmetry in the housing rental market and the risk aversion tendency of renter households have influenced the trend of households subscribing to housing rental deposit insurance products.

목차

Ⅰ. 서 론

Ⅱ. 선행연구 고찰

Ⅲ. 실증분석모형 및 가설

Ⅳ. 실증분석 결과

V. 결론

참고문헌

키워드

주택 임차보증금 보험 정보비대칭 위험회피성향 로지스틱회귀분석 Housing Rental Deposit Insurance Information Asymmetry Risk Aversion Logistic Regression