피치의 국내은행 스트레스 테스트에 대한 고찰

• 발행기관: 충북대학교 법학연구소
• 저자명: 이원삼(Lee, Weon-Sam)
• 간행물 정보: 『법학연구』第20卷 第2號 (2009), 127~144쪽, 전체 18쪽
• 주제분류: 법학 > 법학
• 파일형태: PDF
• 발행일자: 2009.12.30

영문 초록

In March 2009, Fitch, one of the largest credit rating companies in the world, reported the South Korea special report (Stress Test on South Korea Bank). On certain conditions, this report said that major banks’ combined equity‐to‐assets ratio declines to 4.0% from 6.4, major banks’ capitalization declines by about KRW42trn. After the report announced, the overall mood in South Korea’s banks is welling up their various opinions including civil action, because the report declines their rating. Researching, however, a legal nature of Credit rating and stress test is a precondition for finding a counterplan – especially civil action - of the South Korea’s banks. Therefore, this paper proceeds as fallows. PartⅡ provides background information about credit rating and gives a brief history, a legal nature of credit rating. PartⅢ considers a nature of the stress test and appraises some legal problems about performing stress test - Can the Fitch perform stress test? Can the Fitch announce the special report? Etc- and extends probability of civil action. PartⅥ concludes.

키워드

신용평가 스트레스 테스트 신용평가회사개혁법 등록된 신용평가회사 Credit Rating Stress Test Credit Rating Agency Reform Act NRSRO