The Influence of Dynamic Capabilities, Financial Literacy, and Financial Inclusion on Sustainability of MSMEs in East Kalimantan, Indonesia: The Mediating Role of Financial Performance

• 발행기관: People & Global Business Association
• 저자명: Asmawati Abdul Rahman Laba Andi Ratna Sari Dewi Nur Alamzah
• 간행물 정보: 『Global Business and Finance Review』Vol.30 No.10, 216~234쪽, 전체 19쪽
• 주제분류: 경제경영 > 경영학
• 파일형태: PDF
• 발행일자: 2025.10.31

국문 초록

Purpose: This study investigates the influence of dynamic capabilities, financial literacy, and financial inclusion on the sustainability of MSMEs in East Kalimantan, Indonesia, explicitly examining the mediating role of financial performance. The study aims to explore how internal competencies and financial behaviors shape long-term business resilience. Design/methodology/approach: A quantitative explanatory research design was applied using Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze data from 203 MSME respondents, determined through the G-Power sampling method, across nine districts/cities in East Kalimantan. Findings: The results show that dynamic capabilities significantly enhance financial performance but do not have a direct impact on sustainability. Financial literacy has a positive impact on sustainability but a negative influence on financial performance, while financial inclusion significantly contributes to both. Financial performance partially mediates the relationship between financial behaviors and sustainability but does not directly drive it. Research limitations/implications: The study is limited to MSMEs in one Indonesian province and does not consider external institutional factors or cultural contexts that may influence financial decision-making and long-term sustainability. Originality/value: This study offers novel insight by integrating Dynamic Capability Theory, Resource-Based View(RBV), and Signaling Theory in the MSME context, highlighting how internal strengths and financial access jointly influence sustainability. The findings provide evidence-based recommendations for policymakers to strengthen MSME capacity through inclusive and strategic financial interventions.

목차

I. Introduction

II. Methodology

III. Results

IV. Discussion

V. Conclusion

Conflicts of Interest

References

키워드

dynamic capabilities financial literacy financial inclusion financial performance MSME sustainability East Kalimantan

참고문헌

• Journal of Innovation and Entrepreneurship
• Venture Capital
• Sustainability
• Economic Forum
• Journal of Applied Business Administration
• Sustainability
• Journal of Risk and Financial Management
• Journal of Humanities Social Sciences and Business (Jhssb)
• Journal of Informatics Education and Research
• Advanced Materials Research
• Journal of Family and Economic Issues
• Digital Policy, Regulation and Governance
• International Journal of Management Reviews
• Global Business and Finance Review
• International Journal of Management and Sustainability
• Jurnal Organisasi Dan Manajemen
• International Journal of Research Studies in Management
• Journal of Asia Business Studies
• European Journal of Finance
• Jrak
• International Research Journal of Management It and Social Sciences
• Journal of Open Innovation: Technology, Market, and Complexity
• Sn Business & Economics
• Strategic Management Journal
• Journal of Applied Management and Business (Jamb)
• International Journal on Advanced Science Engineering and Information Technology
• Global Business and Finance Review
• Journal of Law and Sustainable Development
• In Proceedings of the 1st International Conference on Science, Health, Economics, Education and Technology (ICoSHEET 2019)
• Ieee Access
• International Journal of Applied Economics Finance and Accounting
• Small Business Economics
• In Partial Least Squares Structural Equation Modeling (PLS-SEM) Using R
• Matrix Jurnal Manajemen Teknologi Dan Informatika
• Jurnal Akuntansi
• Jurnal Ilmu Manajemen Advantage
• In Proceedings of the Tegal International Conference on Applied Social Science & Humanities (TICASSH 2022)
• Nominal: Barometer Riset Akuntansi Dan Manajemen
• Jurnal Pilar Nusa Mandiri
• Jurnal Economia
• Sustainability
• Department of Management and Engineering Linköping University, Sweden
• Journal of Environmental Science and Economics
• Applied Economics
• Open Journal of Business and Management
• Borsa Istanbul Review
• Humanities and Social Sciences Letters
• Journal of Global Information Management
• Corporate Social Responsibility and Environmental Management
• Research Journal of Finance and Accounting
• African Journal of Economic and Management Studies
• Journal of Research Innovation and Technologies (Jorit)
• Kne Social Sciences
• Journal of Open Innovation: Technology, Market, and Complexity
• Journal of Cleaner Production
• Journal of Actuarial Research
• Journal of Open Innovation Technology Market and Complexity
• International Journal of Islamic Business Ethics
• Lead Journal of Economy and Administration
• Artha Satya Dharma
• International Journal of Professional Business Review
• J-Ceki Jurnal Cendekia Ilmiah
• Industrial and Corporate Change
• FIIB Business Review
• Journal of International Conference Proceedings
• Journal of Economic Bussines and Accounting (Costing)
• Corporate Social Responsibility and Environmental Management
• Information Management and Business Review
• Global Business and Finance Review
• Jurnal Economia
• Journal of Modelling in Management
• California Management Review
• Regepe Entrepreneurship and Small Business Journal
• West Science Journal Economic and Entrepreneurship
• Kasetsart Journal of Social Sciences
• Management Analysis Journal
• International Journal of Research in Business and Social Science (2147-4478)
• Journal of Innovation and Entrepreneurship
• International Journal of Business Law and Education
• Baltic Journal of Management
• Strategic Management Journal
• Jurnal Ilmiah Kursor
• Global Business Review
• Global Business Review
• The Journal of Asian Finance, Economics and Business
• Cogent Economics & Finance
• International Journal of Multicultural and Multireligious Understanding
• International Journal of Bank Marketing
• Asian Economic and Financial Review
• Sustainability
• Journal of Management Studies
• The International Journal of Management Science and Business Administration
• Open Journal of Business and Management