연금 추계 모형을 이용한 공무원연금제도 분석 - 일반직 공무원을 중심으로

• 영문명: Analysis of the Public Service Pension System Using Pension Projection Model: Focused on General Civil Servants
• 발행기관: 강원대학교 경영경제연구소
• 저자명: 김봉준(Bongjoon Kim) 윤보현(Bohyun Yoon)
• 간행물 정보: 『아태비즈니스연구』제15권 제3호, 449~468쪽, 전체 20쪽
• 주제분류: 인문학 > 문학
• 파일형태: PDF
• 발행일자: 2024.09.30

국문 초록

Purpose - The purpose of this study was to analyze the civil servant pension system in Korea, focusing on general administrative officials. Design/methodology/approach - This study developed a pension projection model that reflects the latest reforms and applied it to forecast the income replacement ratio and benefit ratios. Based on these projections, the study examined financial trends and proposed necessary reforms to ensure sustainability, such as adjusting the pension age. Findings - First, the benefit ratio decreases with later birth cohorts, showing that the reforms have reduced benefit gaps across generations. Second, while fairness within the same generation shows little difference between ranks, differences in income levels still result in significant disparities in pension amounts. Lastly, the pension deficit is expected to increase until 2029, after which it will gradually decrease, though further reforms are needed to ensure long-term financial sustainability. Research implications or Originality - This study is the first to comprehensively assess the fairness and sustainability of the civil servant pension system in Korea, considering both inter- and intra-generational equity. The findings provide valuable insights for policymakers aiming to ensure the system's sustainability as well as maintaining fairness across different cohorts and income levels.

목차

Ⅰ. 서론

Ⅱ. 선행 연구

Ⅲ. 이론적 배경

Ⅳ. 연금 추계 모형

Ⅴ. 실증 분석

Ⅵ. 결론

References

키워드

Government Employees Pension Pension Projection Intergenerational Equity Rank Equity Pension Reform