Determinants of Bank Credit Distribution in Supporting Regional Economic Growth in South Sulawesi Province

• 영문명: Determinants of Bank Credit Distribution in Supporting Regional Economic Growth in South Sulawesi Province
• 발행기관: 한국유통과학회
• 저자명: Emily Nur SAIDY Muhammad AMRI Sanusi FATTAH Sri Undai NURBAYANI
• 간행물 정보: 『유통과학연구(JDS)』제22권 제8호, 17~27쪽, 전체 11쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2024.08.31

국문 초록

Economic growth is influenced by various factors, including support from the banking world in channeling funds ownedthrough bank credit which will be a stimulus from economic activities as a source of economic growth. Purpose: Thisstudy aims to analyze the determinants of bank lending in supporting regional economic growth in South Sulawesi Province. Research Design, Data, and Methodology: This study uses secondary data taken from banking data and analyzed using path analysis Data analysis is carried out using the help of SPSS statistical analysis tools. Results: Non-Performance Loan, Three Partied Fund, Inflation, Exchange Rate directly affect economic growth. For the analysis of the indirect effect of Non-performance loans and Three Partied Funds have an indirect effect on economic growth through lending while the Loan to deposit Ratio, Inflation and exchange rate do not indirectly affect economic growththrough lending. Credit disbursement has a positive and significant effect on economic growth Conclusion: Economicgrowth of a region is influenced by many factors and these factors are influences from the banking world, the results ofthis study show that economic growth is strongly influenced by bank support through lending to support the economy by considering other factors such as interest rates and currency exchange rates

목차

1. Introduction

2. Literature Review

3. Research Design and Methodology

4. Result & Discussion

5. Discussion

6. Conclusion

References

키워드

NPL Third Party Fund LDR Inflation Exchange Rate Credit Distribution Economic Growth