Impacts of Financial Distress and ICT on Operating Performance and Efficiency: Empirical Evidence from Commercial Banks in India

• 발행기관: 한국유통과학회
• 저자명: Aashi RAWAL Shailesh RASTOGI Rahul SHARMA Samaksh RASTOGI
• 간행물 정보: 『The Journal of Asian Finance, Economics and Business(JAFEB)』Vol. 9 No.6, 105~114쪽, 전체 10쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2022.06.30

영문 초록

With the help of this study, we aim to investigate the influence of Financial Distress (FD) and information and communication technology (ICT) on the operating performance and efficiency of banks in the Indian banking sector. FD can be defined as a position in which a company or individual is not in a condition to fulfill their promise of paying their obligations on time. The term “financial distress” refers to a situation in which a corporation or individual is unable to keep their promise of paying their debts on time. In this work, panel data analysis (PDA) was used to analyze data from 33 Indian banks over ten years (2010 to 2019). According to the findings, FD has a positive and significant impact on bank operational performance and efficiency. The current study will give the banking industry a better understanding of how a bank’s performance can be negatively impacted by distressing conditions that render it inefficient and ineffective. Second, it will show investors how the level of distress can have a significant impact on bank performance in the market, finally resulting in the loss of money invested.

목차

1. Introduction

2. Literature Review

3. Data and Methodology

4. Results

5. Discussion

6. Conclusion

References

키워드

Financial Distress Operating Performance Banks Panel Data Bankruptcy