The Impact of Competition on the Profitability and Risk-Taking of Commercial Banks in India

• 발행기관: 한국유통과학회
• 저자명: Shailesh RASTOGI Jagjeevan KANOUJIYA Venkata Mrudula BHIMAVARAPU Rahul Singh GAUTAM
• 간행물 정보: 『The Journal of Asian Finance, Economics and Business(JAFEB)』The Journal of Asian Finance, Economics, and Business Vol. 9 No.5, 377~388쪽, 전체 12쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2022.05.30

영문 초록

The purpose of this article is to investigate the impact of competition on the performance of Indian banks. The survey includes banks from both the public and private sectors. The study will collect data for four years, from 2015 to 2019. Dynamic and static panel data are applied to estimate the association between competition and the bank’s performance. Profitability and risk-taking are the performance measures used in the study. The study’s main findings are that competition does not impact the banks’ profitability in India. However, the findings concerning risk-taking are mixed. Therefore, it can be inferred that overall competition does not impact the banks’ performance in India. Other measures of performance of the banks could have been used in the study. It is a limitation to use data of four years. Data for a much more extended period could have also been used. This is one of the few papers on the subject. Therefore, its contribution is very significant. The gap in studies on the topic of competition versus performance of the banks is veritably filled by the current study’s findings.

목차

1. Introduction

2. Literature Review and Hypotheses

3. Theoretical Framework

4. Data and Methodology

5. Results

6. Discussion

7. Conclusion and Limitations

References

키워드

Competition Profitability Risk-taking Efficiency Disclosure