A Study on Recent Credit Loan from Households in South Korea

• 발행기관: 한국유통과학회
• 저자명: Jeong, Dong-Bin
• 간행물 정보: 『KODISA ICBE (International Conference on Business and Economics)』2019 International Conference on Business and Economics (ICBE 2019), 277~280쪽, 전체 4쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2019.07.08

영문 초록

In this paper, we examine a causal relationship between a response variable credit loan from households and several explanatory variables such as interest of certificate of deposit (CD) and loan collateralized with housing and so on. Based on 31 observations sampled from the 4th quarter in 2008 to the 4th quarter in 2016, the optimal forecasts can be obtained and expected to apply to the distribution area comprehensively. In order to accomplish the objectives, both the multiple regression model with correlated errors and several exponential smoothing methods are, in main, analyzed by using IBM SPSS 23.0. A number of goodness-of-fit statistics, at the same time, are also exploited as a tool of optimal model-building.

목차

1. Introduction

2. Econometric Analyses

3. Research Findings

4. Concluding Remarks

키워드

Credit Loan from Households Multiple Regression Model With Correlated Errors Exponential Smoothing Methods