The Determinants of The Bank Regulation and Supervision on The Efficiency of Islamic Banks in Different Country’s Income Level

• 발행기관: 한국유통과학회
• 저자명: Nor Halida Haziaton MOHD NOOR Mohammed Hariri BAKRI Wan Yusrol Rizal WAN YUSOF Nor Raihana Asmar MOHD NOOR Hasni ABDULLAH Zulkifli MOHAMED
• 간행물 정보: 『The Journal of Asian Finance, Economics and Business(JAFEB)』Vol. 7 No.12, 721~730쪽, 전체 10쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2020.12.30

영문 초록

This study investigates the impact of the country’s governance on the revenue efficiency of 108 Islamic banks from 26 countries offering Islamic banking and finance products services. The technical efficiencies of individual Islamic banks have been analyzed using the Data Envelopment Analysis method. The data will be pooled across the selected countries and utilize the intermediation approach. The Ordinary Least Square estimation method is employed to examine the impact of country supervision and regulation on the technical efficiency of Islamic banks. As robustness check, the study examines the impact of the level of bank regulations and supervision on the efficiency of Islamic banks operating in different income-level countries. The results found that the stricter the supervisory power, the less strict capital requirement, the tighter the restrictions on non-banking activities, and the stricter the private monitoring enhance statistically significantly the level of efficiency of Islamic banks. In upgrading the regulations and supervision of the Islamic banks, the existing regulatory framework based on the Basel Committee on Banking Supervision (BCBS) must be complemented with the prescriptions on Islamic banking or Shariah compliance diligently,so that the Islamic banks could be regulated accurately and further improve the technical efficiency of their operations.

목차

1. Introduction

2. Literature Review

3. Data and Methodology

4. Empirical Results

5. Conclusion

References

키워드

Supervision Bank Regulation Islamic Banks Data Envelopment Analysis Country Income Level