农村民间金融发展分析与政策建议

• 영문명: Analysis and Policy Suggestion of Countryside Folk Finance Development
• 발행기관: 한국비교정부학회
• 저자명: 杨 俊龙
• 간행물 정보: 『한국비교정부학보』제11권 제1호, 265~274쪽, 전체 10쪽
• 주제분류: 사회과학 > 행정학
• 파일형태: PDF
• 발행일자: 2007.07.30

영문 초록

The present stage, the folk finance already became the important financing channel of rural economy main body, this lends money main body own intrinsic request, also was helpless choice of the external supplies insufficient. Between the fellow villager the magnanimous act which lends money the activity is crosses a river in a boat together, is regarded as the natural behavior criterion and common courtesy, the information symmetry and the cost superiority is the countryside area folk finance fast development important reason. The countryside folk finance is in beside supervising and managing, has the spontaneity and blindness, the operation regulated difference, lets matters drift can have the very tremendous negative influence to the social economy. Develops the countryside folk finance to have to handle affairs discretely, divides the stage, divides the area, takes the measure gradually, advances positively and also safely, the near stage should complete the following work: Eliminates dual financial the opposition thought, unified countryside folk finance understanding; The consummation official finance in the countryside area service, adroitly guides action according to circumstances develops the countryside folk finance; Encourages the countryside folk finance the legitimate activity, standard countryside folk finance movement system and so on.

목차

扉、 民间金融组织界定与农村民间金融发展的宏观环境

二、中国农户行为特征决定农村金融需求之基础

三、成本优势是民间金融在农村地区快速发展的重要原因

四、农村民间金融脆弱性的内在机理及负面影响

五、发展我国农村民间金融的政策建议

参考文献

키워드

folk finance cost superiority peasant household financing channel rural economy