자금세탁방지제도 상의 실제소유자 확인의무에 대한 연구

• 영문명: A study on due diligence for beneficial owner of Anti-Money Laundering
• 발행기관: 중앙대학교 법학연구원
• 저자명: 전한덕(Jun Han Deok)
• 간행물 정보: 『법학논문집』法學論文集 第40輯 第1號, 237~272쪽, 전체 36쪽
• 주제분류: 법학 > 법학
• 파일형태: PDF
• 발행일자: 2016.04.30

영문 초록

Recently ACT ON REPORTING AND USING SPECIFIC FINANCIAL TRANSACTION INFORMATION was amended as a reinforcement activity of Anti-Money Laundering and the revised act is already in the process of being implemented since January 1, 2016. The large feature of the revised act is that the Customer Due Diligence of financial institution is strengthened. That is, by the revised act, the financial institution must identify and verify the "beneficial owner" of the customer. By the revised act the beneficial owner means the natural man who finally governs or controls the customer(natural man or corporate body or organization). Especially, the revised act is regulating complex rules in case the customer is corporate body or organization. As the revised act, the natural man who is holding controlling interests up to 25% of the corporate body or organization, substantially controlling the corporate body or organization by other means beside the controlling interests, etc. are the beneficial owner of the customer. The enhanced customer due diligence is necessary to block every criminal behavior just like international terrorism which is increasingly cruel and widely occurred. However, with the enhanced due diligence, the financial institution has to undertake work overlord. And in the process of collection of the individual information, personal privacy invasion problem would be arised. In this study I would check the customer due diligence of AML, the main contents and problems of the recently revised ACT ON REPORTING AND USING SPECIFIC FINANCIAL TRANSACTION INFORMATION and suggest the rational improvement plan.

목차

Ⅰ. 서론

Ⅱ. 자금세탁방지제도 개관

1. 자금세탁의 개요

2. 자금세탁 관련 입법례

3. 자금세탁방지제도 주요 내용

Ⅲ. 개정｢특정금융거래정보의 보고 및 이용 등에 관한 법률｣검토

1. 개정 특정금융정보법의 주요 내용

2. 실제 소유자 확인 관련 해외 법제 현황

3. 검토 및 개선의견

Ⅳ. 결론

키워드

자금세탁방지제도 고객확인의무 실제 소유자 혐의거래 보고제도 고액현금거래 보고제도 Anti-Money Laundering Customer Due Diligence Beneficial Owner Suspicious Transaction Report Currency Transaction Report