미국과 유럽의 거액전자결제시스템에 대한 비교연구

• 영문명: A Comparative Study on Wholesale Electronic Payment System Between U.S.A and EU
• 발행기관: 한국무역연구원
• 저자명: 이병렬(Byeong-Ryul Lee)
• 간행물 정보: 『무역연구』제10권 제2호, 997~1017쪽, 전체 20쪽
• 주제분류: 경제경영 > 무역학
• 파일형태: PDF
• 발행일자: 2014.04.30

영문 초록

This paper discusses on Wholesale Electronic Payment System between U.S.A and EU. So, I analysis TARGET compare with Fedwire to advance a research effects. Because as a wholesale funds transfer system, Target is established in 1999 but transferred to TARGET2 in 2007 as Trans-European Automated Real-time Gross Settlement Express Transfer System. While Fedwire is establish and operated by Federal Reserve Bank of America in 1970. I used Guideline of the ECB on a TARGET2 and Payment Services Directive in order to analysis the TARGET2. I also adapted Uniform Commercial Code Article 4A(Article 4A) and Federal Reserve Regulation(Regulation J and Operating Circulars). This article is going to display as fellows; First of all, I presented establishment background and legal stabilities of electronic payment system between U.S.A and EU. Secondly, I analyze in distinguish marks of payment system and mechanism both system including participation methods in payment system Thirdly, I focus on operation policy and the allocation of risk of loss ca따ed by ambiguous payment orders and technology errors of system. I also did analyze many solutions in order to manage risk occurring in course of send of payment order. Lastly, In order to develop electronic payment system, I suggested policy proposals together with conclusion.

목차

Abstract

Ⅰ. 서론

Ⅱ. 선행연구분석 및 제도적 기반

Ⅲ. 양 지급시스템의 특징 및 참가방법

Ⅳ. 양 지급시스템의 운영 및 위험관리정책

Ⅴ. 결론 및 정책적 시사점

참고문헌

키워드

TARGET2 Fedwire U.C.C. Article 4A Payment System Bank