주택연금의 경제적 파급효과에 관한 연구

• 영문명: A Study on the Economic Effects of the Reverse Mortgage System on the National Economy
• 발행기관: 한국부동산학회
• 저자명: 최차순(Choi, Cha Soon)
• 간행물 정보: 『부동산학보』不動産學報 第47輯, 296~311쪽, 전체 16쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2011.12.23

영문 초록

1. CONTENTS (1) RESEARCH OBJECTIVES The purpose of this study is to empirically estimate the economic effects of the Reverse Mortgage System on the national economy by using the reverse mortgage loan data of Korean Housing Finance Corporation. The economic effects of the reverse mortgage System are analyzed under fields Production, Value Addition and Employment. (2) RESEARCH METHOD The research methods is a static Input-Output(I-O) analysis. The data for this analysis the I-O table of 2008 published by the Bank of Korea in 2010 has been used. (3) RESEARCH RESULTS The suggestions that are made from this study are follows: 1. The overall effect will be 189.6 billion won and the product induction ratio could be 2.4. The gross value added generated from the production will be 75.2 billion won and the value added induction ratio could be 0.9.2. This research results indicate that the 2.4 times of the product induction ratio of the reverse mortgage in Korea is higher than the 2.24 times of the product induction ratio of it in Japan. 2. RESULTS For this above macro-economic analysis, the paper concludes that the reverse mortgage have a big positive impact on the economy. It is need to continually spread the reverse mortgage for strengthening the social safety net.

목차

ABSTRACT

Ⅰ. 서론

Ⅱ. 주택연금제도의 이론적 고찰

Ⅲ. 경제적 파급효과 분석의 모형

Ⅳ. 경제적 파급효과 분석결과

Ⅴ. 결론

參考文獻

키워드

주택연금 경제적 효과 산업연관표 사회적 안전망 고형사회 Reverse mortgage system economic effects input-output table social safety net aged society