신용장거래에서 통지은행과 매입은행의 불일치에 따른 문제점과 개선방안에 관한 고찰

• 영문명: Problems Caused by the Discord between Advising and Negotiating Banks and Improvement Measures in the Letter of Credit
• 발행기관: 한국국제상학회
• 저자명: 황해두(Hae-de Hwang) 김효연(Hyo-youn Kim)
• 간행물 정보: 『국제상학』國際商學 제20권 제4호, 149~170쪽, 전체 22쪽
• 주제분류: 경제경영 > 무역학
• 파일형태: PDF
• 발행일자: 2005.12.01

영문 초록

Main transaction banks of exporters in Korea have sometimes worked as negotiation banks due to the idiosyncratic trade conventions in dealing with the letter of credit. Such conventions may be rather unique as compared with trade conventions of other countries in which an advisory bank also works as a negotiating one. Until the abolition of main transaction bank system and the liberalization of capital market in 1988, the purchase of bill of lading with relevant shipping documents had been carried out by the main transaction bank of the beneficiary, not by the advisory bank. This paper has shown how to mitigate such problems by making use of the release system on the process of renegotiation. Such a practice is on its way of phasing-out in parallel with the squeeze of export credit and the rapid development of capital market since the launch of WTO in 1995. The implementation of SWIFT system has also contributed to mitigate such discrepancies between the advisory and negotiating bank by reducing commission costs. An ultimate solution for such a discord may rest on the abolition of export credit system. It may be rather imperative for policy-makers to reformulate a new criterion for a more efficient operation in extending export credit.

목차

Abstract

Ⅰ. 머리말

Ⅱ. 貿易金融制度와 거래은행의 집중화

Ⅲ. 통지은행과 매입은행의 不一致 요인 및 문제점

Ⅳ. 문제점 해결을 위한 改善方案

Ⅴ. 결론

참고문헌