Towards Indonesia’s Future: Embracing Mobile Money Distribution with the Technology Acceptance Model Approach

• 영문명: Towards Indonesia’s Future: Embracing Mobile Money Distribution with the Technology Acceptance Model Approach
• 발행기관: 한국유통과학회
• 저자명: Ricardo INDRA
• 간행물 정보: 『유통과학연구(JDS)』제22권 제7호, 43~51쪽, 전체 9쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2024.07.30

국문 초록

Purpose: The primary purpose of this study is to examine the influence of the Technology Acceptance Model (TAM) on the use of mobile money in Indonesia. The acceptance of technology has brought changes to society where the application of technology is aimed at identifying the best solution among the various existing alternatives. There are two types of electronic money: chip-based and serverbased electronic money. Server-based electronic money is found on mobile phones. The Indonesian government has encouraged the use of electronic money and launched Less Cash Society to create a secure, efficient, and smooth payment system. Research design, data, and methodology: This study collected quantitative data from users of server-based electronic money through surveys conducted based on the sample size. The data were processed using SEM LISREL 8.70. Results: the results show that each of the TAM's fundamental elements has a significant impact. Perceived ease of use and perceived usefulness are able to encourage attitude toward using and behavioral intention to use towards actual use. Conclusions: The distribution of mobile money has a positive impact on society. Hence, mobile money providers must simplify access—recommendations made to strengthen the acceptance of mobile money via Perceived Ease of Use and Perceived Usefulness.

목차

1. Introduction

2. Technology Acceptance Model

3. Research Methods

4. Results and Discussion

5. Conclusions

References

키워드

Technology Acceptance Model Perceived Ease of Use Perceived Usefulness Actual Use Mobile Money